Insurance!

[Sick5]

i did a search first before posting this thread
Just want to see what kind of insurance you have and with who.
i have geico they told me i can save more money if a delete my truck from the insurance. so im looking for a classic car insurance that wont eat my wallet but is fair.

[irishmil]

I use Haggerty...great to deal with and great price...that is just my personal opinion

[DRTYRAT30]

I also have Haggarty, cheap and easy.
Posted via Mobile Device

[MalibuKasey]

From what I was told by Haggarty everything depends on how much you drive it. Also with them it has to be stored in a secure garage. They wouldnt insure me and a friend of mine because if its beautiful out... im going to drive it! That didnt fly with there limited driving/mileage policy. SOOOO I have all of my insurance through Nationwide and have since I was old enough to drive. The truck is insured for $8K and it costs me $12 a month.

[61_FL_Apache]

Originally Posted by DRTYRAT30

I also have Haggarty, cheap and easy.
Posted via Mobile Device

I had Haggarty for one year, but this is a DD for me and I dont think they cover that. I just have regular insurance like the rest of my vehicles.

[BR3W CITY]

I was referred to Condon and Skelly i think it is. They are a MEtlife insurance company that actually sells custom policies for other things like collector cars, boats etc. They had by far the lowest quote. Agreed value at $19,000 was $85 a year.

[1963c-10]

USAA and it runs me $18 a month

[TopFuel1966]

I have mine with Auto Club Classic Car insurance. Agreed value, unlimited mileage but you must keep the car in a secured garage and it is not your sole means of transportation. Mine is $212.00/yr.

[oem4me]

Ask questions and read the fine print before signing. Be certain you are going to be covered for the kind of use the vehicle will see. If you use it only to and from shows and in parades, then everybody wants your business, but if you use it to and from work, beware, you probably wont be covered by an agreed value classic car policy. Also, like others have said, most will require the vehicle to be stored in a locked garage.

[Sick5]

Originally Posted by 61_FL_Apache

I had Haggarty for one year, but this is a DD for me and I dont think they cover that. I just have regular insurance like the rest of my vehicles.

what is DD?

Originally Posted by BR3W CITY

I was referred to Condon and Skelly i think it is. They are a MEtlife insurance company that actually sells custom policies for other things like collector cars, boats etc. They had by far the lowest quote. Agreed value at $19,000 was $85 a year.

how is the services thru Metlife??

Originally Posted by 1963c-10

USAA and it runs me $18 a month

Originally Posted by TopFuel1966

I have mine with Auto Club Classic Car insurance. Agreed value, unlimited mileage but you must keep the car in a secured garage and it is not your sole means of transportation. Mine is $212.00/yr.

it will become my only vehicle to drive. so i wont be able to use them

Originally Posted by oem4me

Ask questions and read the fine print before signing. Be certain you are going to be covered for the kind of use the vehicle will see. If you use it only to and from shows and in parades, then everybody wants your business, but if you use it to and from work, beware, you probably wont be covered by an agreed value classic car policy. Also, like others have said, most will require the vehicle to be stored in a locked garage.

thank for the info bddy!

Originally Posted by Woogeroo

As mentioned, most of the 'classic insurance' offers require minimum use, locked garage... most of them you can't actually use it as a truck, etc..

This was written several years back, but it was done by an insurance agent as I recall:

Insuring your old truck

-W

Well 278 with hagar is what they offerd me. and thats a full package. w/ roadside.

[Sick5]

Originally Posted by 61_FL_Apache

I had Haggarty for one year, but this is a DD for me and I dont think they cover that. I just have regular insurance like the rest of my vehicles.

what is DD?

Originally Posted by BR3W CITY

I was referred to Condon and Skelly i think it is. They are a MEtlife insurance company that actually sells custom policies for other things like collector cars, boats etc. They had by far the lowest quote. Agreed value at $19,000 was $85 a year.

how is the services thru Metlife??

Originally Posted by 1963c-10

USAA and it runs me $18 a month

Originally Posted by TopFuel1966

I have mine with Auto Club Classic Car insurance. Agreed value, unlimited mileage but you must keep the car in a secured garage and it is not your sole means of transportation. Mine is $212.00/yr.

it will become my only vehicle to drive. so i wont be able to use them

Originally Posted by oem4me

Ask questions and read the fine print before signing. Be certain you are going to be covered for the kind of use the vehicle will see. If you use it only to and from shows and in parades, then everybody wants your business, but if you use it to and from work, beware, you probably wont be covered by an agreed value classic car policy. Also, like others have said, most will require the vehicle to be stored in a locked garage.

thank for the info bddy!

Originally Posted by Woogeroo

As mentioned, most of the 'classic insurance' offers require minimum use, locked garage... most of them you can't actually use it as a truck, etc..

This was written several years back, but it was done by an insurance agent as I recall:

Insuring your old truck

-W

Well 278 with hagar is what they offerd me. and thats a full package. w/ roadside.

[bob-n]

I just got hagerty on my 62. Had a day or two "negotiating" what my agreed value is (I said $12k, they wanted $20K). We settled at $18k. This is $302/yr with all $0 deductibles and 150? mile towing coverage

[blackedoutharley]

Had Mercury for years on all my vehicles. had 2 claims on the newer ones.... no problem. Wifes '77 Firebird got hit while parked and it was an absolute nightmare!
When my daughter started driving it got worse.

Bought her a 10 year old FxxD ZX2 and it cost more than my '05 Bonneville and '03 Envoy 4x4 combined.

Had them replace the windshield in my '65 C-10 and promptly told them to pound salt.

Switched to AAA and actually got better coverage for about $800 less per year.

[gofastnut]

Ive looked at hagerty, 259/year, same non DD and secure facility for storage. I'll have to look at my "regular" insurance and see what they say.

[Sick5]

Originally Posted by blackedoutharley

Had Mercury for years on all my vehicles. had 2 claims on the newer ones.... no problem. Wifes '77 Firebird got hit while parked and it was an absolute nightmare!
When my daughter started driving it got worse.

Bought her a 10 year old FxxD ZX2 and it cost more than my '05 Bonneville and '03 Envoy 4x4 combined.

Had them replace the windshield in my '65 C-10 and promptly told them to pound salt.

Switched to AAA and actually got better coverage for about $800 less per year.

Wow!

[losthope]

Originally Posted by Sick5

what is DD?

DD means its your "Daily Driver"

[blackedoutharley]

Originally Posted by Sick5

Wow!

That is what I said... I never dreamed that I would be able to afford AAA given my driving habits when i was young.

[RAYDAY]

CHROME Only place that would insure a patina truck

[Wrecker55]

Grundy...had a check in 2 weeks...not any questions asked, appraiser looked at it and ok'd the damage

[blackedoutharley]

Oh there has to be a sad story behind that one!

[Sick5]

Originally Posted by Wrecker55

Grundy...had a check in 2 weeks...not any questions asked, appraiser looked at it and ok'd the damage

makes me wanna cry

Originally Posted by blackedoutharley

That is what I said... I never dreamed that I would be able to afford AAA given my driving habits when i was young.

I got to try that

[awbrown]

185 for 6 months ,through safeco....

[RAYDAY]

ya i went through hell with State farm and a customized late model DD. there were my ins. but someone hit it while it was parked who also had them. dropped them went with Mercury never had a claim since so ????
I do have Hagardy on all my old stuff but they were not willing to insure a patina truck.

[68C15]

geico doesn't want to insure your truck as a DD? that doesn't sound right.

granted my truck is about as ugly as a red headed step child and I only carry liability but it costs less than my 89 Civic did. I asked my agent about this and he replied "we don't have records of how much damage trucks like your 68 did, but your teenage magnet Civic is a different story".

[1963c-10]

$18 a month through USAA and its my daily driver