Best Insurance - The 1947 - Present Chevrolet & GMC Truck Message Board Network

ibyourhucklebery · 09-13-2006, 08:33 PM

Hey guys,

I'm new to the forum. I am looking to buy a 68-72 chevy truck. This will be my daily driver. I am having some problems locating an insurance company to cover the vehicle (prob 14000 miles/ year) in texas that will give me more than cash value if in an accident.

So...to the point. Do you guys have any particular insurance company worth referring?

I am getting rid of a 2000 z28..so i am hoping my insurance wont go up too much

cdowns · 09-13-2006, 08:47 PM

most "classic car" insurance companies wont insure a daily driver / you have to show them you have a daily driver b-4 they'll insure your truck as a classic

really the best insurance for a daily driver vehicle is a GOOD DRIVER

welcome to the board from florida

qksilver · 09-13-2006, 09:06 PM

I use State Farm..........but I have my house, 5 vehicles and my business insurance with them.

krue · 09-13-2006, 11:49 PM

Welcome to the board from South Mississippi! No help on the insurance since mine's not currently worth the deductible on a full coverage policy.

RicksTrucks · 09-14-2006, 12:12 AM

I have Farmers and they insure my house, 2004 Dodge Van, 1968 C-10 Shortstep, 1969 C-10 shortfleet, 1970 C-20 Flatbed and 1978 Camaro. I carry just liability on all but the van and don't carry uninsured on the liability ones since the Van carries them all and I only pay about $25 a month for each truck. Don't know if that helps.

8696steve · 09-14-2006, 12:17 AM

State Farm 6 month policy for me was $135 pl,pd I am under twenty five and also insure a 2006 kawasaki ninja through them.

BowTieOgre · 09-14-2006, 12:27 AM

I talked to my insurance company today about rates and heres what they said.

Existing vehicles: 2003 Silverado (me with NO accidents or tickets ever) 2002 Camry (wife with at least 4 fender benders) full coverage with $500 deductable is right at $1,100 every 6 months. Can you say bend over?

New Vehicles: 1970 C-10 (stated $10k value) 2005 Tahoe (god i hope she doesnt hit someone) same coverage as other vehicles...$1,300 every 6 months.

Pass the lube plz. But if i state the '70 having a value of $15k then its $45 more every 6 months

Take that for what its worth.

jimmydean · 09-14-2006, 01:09 AM

I don't have full coverage on my truck yet, but I'm adding it when I get it back on the road.

I pay $80 a month for my wife's car ('98 Malibu full coverage), my '69 truck and $35k of renters insurance through USAA. I love my insurance company.

timcos · 09-14-2006, 01:12 AM

Well there are different types of insurance.

Liability (they will cover whatever you hit) Easy to get and generally cheap.
Collision (fixes your truck when you get hit) can be expensive. Has to be on cars that have a loan on them. I use Metlife. They will insure mine...only worth 5 grand right now. If ti goes up they just inspect it and insure it.

Comprehensive (people stealing stuff out of your truck and things like that) pretty cheap.

09-13-2006, 08:33 PM	#1
ibyourhucklebery Registered User Join Date: Sep 2006 Location: Magnolia,Texas Posts: 30	Best Insurance Hey guys, I'm new to the forum. I am looking to buy a 68-72 chevy truck. This will be my daily driver. I am having some problems locating an insurance company to cover the vehicle (prob 14000 miles/ year) in texas that will give me more than cash value if in an accident. So...to the point. Do you guys have any particular insurance company worth referring? I am getting rid of a 2000 z28..so i am hoping my insurance wont go up too much

09-13-2006, 08:47 PM	#2
cdowns Senior Member Join Date: Jan 2003 Location: daytonabeach Posts: 22,956	Re: Best Insurance most "classic car" insurance companies wont insure a daily driver / you have to show them you have a daily driver b-4 they'll insure your truck as a classic really the best insurance for a daily driver vehicle is a GOOD DRIVER welcome to the board from florida __________________ 71c-10 350/2004r/4:11 lowered3/4 longbed/dead by hurricane MEANING OF DEATH::::: SOMEBODY ELSE GETS YOUR STUFF DONT BELIEVE EVERYTHING YOU THINK TAKE MY ADVISE;I DON'T USE IT ANYWAY Last edited by cdowns; 09-13-2006 at 08:48 PM.

09-13-2006, 09:06 PM	#3
qksilver Senior Member Join Date: Dec 2004 Location: Southern Pines NC Posts: 3,853	Re: Best Insurance I use State Farm..........but I have my house, 5 vehicles and my business insurance with them.

09-13-2006, 11:49 PM	#4
krue Designated A-hole! Join Date: Mar 2003 Location: South Mississippi Posts: 36,450	Re: Best Insurance Welcome to the board from South Mississippi! No help on the insurance since mine's not currently worth the deductible on a full coverage policy. __________________ "If it ain't broke, fix it 'til it is!" Being stupid ain't illegal. We're Still Debt Free Except for the House!!! www.daveramsey.com 70 GMC SWB Stepside project "Green Booger" soon to be 6.0l/4l80e 93 S-10 "Poppaw's Truck"

09-14-2006, 12:12 AM	#5
RicksTrucks Senior Member Join Date: Jan 2005 Location: Claremore, OK 74017 Posts: 2,640	Re: Best Insurance I have Farmers and they insure my house, 2004 Dodge Van, 1968 C-10 Shortstep, 1969 C-10 shortfleet, 1970 C-20 Flatbed and 1978 Camaro. I carry just liability on all but the van and don't carry uninsured on the liability ones since the Van carries them all and I only pay about $25 a month for each truck. Don't know if that helps. __________________ 68 Short Stepside C-10 69 SWB C-10 70 Flatbed C-20 70 LWB C-20 BB402 70 LWB C-10 CST 70 LWB C-10 CST 71 Short Stepside Cheyenne C-10 72 LWB C-10 72 Blazer 4x4 4spd 95 Jeep Cherokee 4x4

09-14-2006, 12:17 AM	#6
8696steve Junior Member Join Date: Aug 2006 Location: California Shasta County Posts: 109	Re: Best Insurance State Farm 6 month policy for me was $135 pl,pd I am under twenty five and also insure a 2006 kawasaki ninja through them.

09-14-2006, 12:27 AM	#7
BowTieOgre Registered User Join Date: Mar 2006 Location: Pensacola, FL Posts: 1,461	Re: Best Insurance I talked to my insurance company today about rates and heres what they said. Existing vehicles: 2003 Silverado (me with NO accidents or tickets ever) 2002 Camry (wife with at least 4 fender benders) full coverage with $500 deductable is right at $1,100 every 6 months. Can you say bend over? New Vehicles: 1970 C-10 (stated $10k value) 2005 Tahoe (god i hope she doesnt hit someone) same coverage as other vehicles...$1,300 every 6 months. Pass the lube plz. But if i state the '70 having a value of $15k then its $45 more every 6 months Take that for what its worth. __________________ 1986 C10 - LWB, 305/700r4, posi, vortec heads

09-14-2006, 01:09 AM	#8
jimmydean Registered User Join Date: May 2005 Location: Beaverton, OR Posts: 3,728	Re: Best Insurance I don't have full coverage on my truck yet, but I'm adding it when I get it back on the road. I pay $80 a month for my wife's car ('98 Malibu full coverage), my '69 truck and $35k of renters insurance through USAA. I love my insurance company.

09-14-2006, 01:12 AM	#9
timcos Chief Honcho In Charge Join Date: Aug 2006 Location: Bentonville AR Posts: 970	Re: Best Insurance Well there are different types of insurance. Liability (they will cover whatever you hit) Easy to get and generally cheap. Collision (fixes your truck when you get hit) can be expensive. Has to be on cars that have a loan on them. I use Metlife. They will insure mine...only worth 5 grand right now. If ti goes up they just inspect it and insure it. Comprehensive (people stealing stuff out of your truck and things like that) pretty cheap. __________________ 1992 1500 4x4 Shortbed 1984 Ford F250 Supercab Longbed 6.9L Diesel 1972 K10 Cheyenne Super Fleetside Short Bed - 350 - A/C 1971 VW SuperBeetle 1960 Wife 1984 Son 1986 Son 1989 Son Previous Trucks 1967 C10 SWB (1980-1981) 1971 C10 LWB (1998-2004)



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