1989 S-10, wrecked... Scrap or Repair?

[old Rusty C10]

i dont know about other states except NY and NJ where ive been insured for years, and have been an adjuster but if you are paid by another insurance company OTHER THAN YOUR OWN they cannot take your vehicle for salvage. They have no legal right to it. YOUR insurance company ,if you have full coverage , maintains a right to salvage if they decide to total out a vehicle.. Heres a prime example of what happened to a friend of mine. He was hit with a late model truck full rear. He reported the loss to his insurance company and he had full coverage and the truck was totalled. They offered him $5300 and wanted the title. When he was contacted by the adjuster from the party who hit him they told him they would pay the loss which was basically the same amount and he got to keep the car. As long as you dont accept the settlement from YOUR insurance company they have no right to your car. MY buddy was able to sell the truck as a parts truck and wound up with a nice down payment on an even newer truck

[USSkoval]

Originally Posted by old Rusty C10

i dont know about other states except NY and NJ where ive been insured for years, and have been an adjuster but if you are paid by another insurance company OTHER THAN YOUR OWN they cannot take your vehicle for salvage. They have no legal right to it. YOUR insurance company ,if you have full coverage , maintains a right to salvage if they decide to total out a vehicle.. Heres a prime example of what happened to a friend of mine. He was hit with a late model truck full rear. He reported the loss to his insurance company and he had full coverage and the truck was totalled. They offered him $5300 and wanted the title. When he was contacted by the adjuster from the party who hit him they told him they would pay the loss which was basically the same amount and he got to keep the car. As long as you dont accept the settlement from YOUR insurance company they have no right to your car. MY buddy was able to sell the truck as a parts truck and wound up with a nice down payment on an even newer truck

It happens all the time here. It doesn't seem to bother anyone so long as they get their money. It happened to me once, I just bought the car back for next to nothing.