Insurance is totaling my truck.

[jdurant]

Originally Posted by 83burban

jdurant - I don't want to turn this guys thread into an argument - but I completely disagree with you, and even loath drivers who choose to get insurance that just "meets" state minimums.

I don't want to turn it into that either. Just everyone offering opinions about coverages, wanted to throw mine out there. I know my points are debateable, but We'll just have to agree to disagree. I do understand your points and maybe if I was worth more, but good luck getting a big settlement out of me. I'm sorry you/your parents/their insurance company was sued, sounds awful and unfortunate, but my 25/50/25 coverage has never been close to tested and my insurance company was sued once. (btw does the la. mean Louisiana or Los Angeles?-wondering why so many lawsuits). But at the end of the day, it's just a gamble either way I guess. But, there is a reason that insurance companies can afford to pay for every other commercial on the air. It's the same reason casinos are so big, extravagant and over the top. The house usually wins.
Those are my views. Good luck changing them.