Got Ripped Off Beware

[VictoriaHardware]

Originally Posted by joedoh

I was reading about this on another forum, people are finding out they can get instant refunds and keep the item if they report the transaction to the id theft division of their cc company, essentially saying "someone who is not me used MY ebay account, MY email account, MY paypal account, and MY CC to buy something and have it shipped to MY address, but it wasnt me."

the protection against this is nothing, paypal reverses the charges instantly and does not require return because the owner of the CC/paypal/ebay account claims never to have ordered, paid for, or gotten it in the first place.

the only recourse is to sue, report the fraudulent claim to the local police and open a court case. fraud still is illegal, they are counting on someone not taking that option because of the distance. but even if you win a judgement, they may never pay it.

Does this happen only if the buyer paid with PayPal? Is the solution to require payment only by check or money order?