The Circuit Rider and Hagerty Follow Up.

[davepl]

Originally Posted by Lattimer

If you were driving on a 4-lane interstate at 4:00 PM on Wednesday, you are likely to not be covered. Somebody smashes into you in Lowes or Home Depot parking lot, you probably won't be covered.

You have to carefully read the full policy and understand all the fine print on whatever you buy.

Always read the policy, agreed. But I'm not sure on the other stuff. Hagerty has been running magazine ads focusing on the their flexibility, showing people taking a road trip in an old Vista Cruiser wagon (or similar).

If you're on a 4-lane interstate at 4PM on Wednesday because you are and have been commuting to work, it's not a speciality vehicle anymore, it's a commuter. That's different.

I don't think they're nearly as restrictive as people think; then again, some people will take advantage of it, driving an old car as their daily vehicle and insuring it as a collector car.