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Originally Posted by Gunner41
Yes they have the same insurance as I. USAA. I'm now fighting them on totaling my truck. Broken U-bolts, fender, new rim and tire shouldn't total it out. I have so many vultures out trying to get my baby. Im in the process of having the body shop repair the bed I will rebuild both of my leaf springs and replace all u-bolts. Now Im thinking that I will also rebuild my fender. Its just fiberglass right?
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Again, I'm in Texas and our insurance regulations may be different from those in California.. Here, if repairs are authorized by the owner before the claim is settled, most insurance companies will absolve themselves of the claim.. I seriously suggest you settle the claim before starting repairs. Obtain the services of a lawyer, present the repair estimate to the drunk's insurance company and tell them that's the amount you expect to receive.. Insurance companies don't like for claims to sit around on someone's desk unsettled.. Sit tight, don't be in a rush, and you'll get paid.