C10 slides offroad at 50+MPH after near collision...

[weq92f]

Originally Posted by SCOTI

That's good. My '99 was involved in a curb/median impact last week. The other driver that was involved (signaling to turn right then turned left in front of me) simply drove off after I hit the median. Hopefully the carnage is minimal.

PM related.... 2x before & 1x after repair pics of my '90 from a few years ago......

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That's a good looking truck and a good outcome aside from the hit and run criminal costing you out of pocket.

Turns out the insurance card she presented to me at the scene of the accident was from 2023, expired and on a different vehicle than the one she was driving. The adjuster called me back (Travelers Insurance) to tell me that the driver did not have a valid/current policy with them. The adjuster took the time though to find through her systems that the driver is insured with Progressive on the vehicle I pictured at the scene. I was given her policy number and proceeded to Progressive to make the claim. That process is now rolling along and I have a Progressive Claim Number now.


-Kevin

[PbFut]

That was above and beyond of Travelers. Other driver was likely traumatized by the event and simply made mistake on her info. Stay positive and move slow on decisions. Multiple estimates will help your case with adjuster. Keep in mind, adjuster is there to save the company he works for money. He is not your friend, and will not offer anything you don't request.

[weq92f]

Originally Posted by PbFut

That was above and beyond of Travelers. Other driver was likely traumatized by the event and simply made mistake on her info. Stay positive and move slow on decisions. Multiple estimates will help your case with adjuster. Keep in mind, adjuster is there to save the company he works for money. He is not your friend, and will not offer anything you don't request.

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Agreed. The lady mistakenly gave me the wrong info.

The adjuster asked if I was going to make a claim with Grundy. I figure he knows if Grundy gets involved, any savings he might bring for his company would disappear. I would indeed rather have Grundy handle the claim and cover any losses but that could lead to the same outcome I had with Hagerty, where I believe my mistake was making the claim with Hagerty rather than the other driver's insurance. Back when that happened (2019?), I contacted Hagerty and they suggested I open the claim with them stating it would make it far less of a burden on me by not having to deal with the other insurance agent/company. What a crock that was...I mean the claim to payment process was a breeze but Hagerty proceeded to dump me as a customer afterward.


-Kevin

[SCOTI]

Originally Posted by weq92f

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That's a good looking truck and a good outcome aside from the hit and run criminal costing you out of pocket.

Turns out the insurance card she presented to me at the scene of the accident was from 2023, expired and on a different vehicle than the one she was driving. The adjuster called me back (Travelers Insurance) to tell me that the driver did not have a valid/current policy with them. The adjuster took the time though to find through her systems that the driver is insured with Progressive on the vehicle I pictured at the scene. I was given her policy number and proceeded to Progressive to make the claim. That process is now rolling along and I have a Progressive Claim Number now.


-Kevin

The '90 was damaged when I hit a Grand Marquis broadside @ 40mph (2016). Uninsured driver just turned in front of me. Nothing I could do & there was no driving away for him from that one. He wasn't hurt & simply walked home from the crash scene after I called 911 to report the accident/him being conscious but non-responsive. Police said the vehicle was insured but it wasn't.

My '99 looks to be suspension damage only @ this point. Hoping the frame didn't get tweaked. I already ordered/received 2 new Moog 'loaded' lower a-arms so I'll know once I start pulling parts.

[57taskforce]

Originally Posted by weq92f

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Agreed. The lady mistakenly gave me the wrong info.

The adjuster asked if I was going to make a claim with Grundy. I figure he knows if Grundy gets involved, any savings he might bring for his company would disappear. I would indeed rather have Grundy handle the claim and cover any losses but that could lead to the same outcome I had with Hagerty, where I believe my mistake was making the claim with Hagerty rather than the other driver's insurance. Back when that happened (2019?), I contacted Hagerty and they suggested I open the claim with them stating it would make it far less of a burden on me by not having to deal with the other insurance agent/company. What a crock that was...I mean the claim to payment process was a breeze but Hagerty proceeded to dump me as a customer afterward.


-Kevin

Strange. I went thru the same thing with Hagerty last fall when my Camaro was hit by another driver. They paid me roughly 7K to fix it myself, and then went after the other company tregain their money. My policy renewed 2 months later and it was the same price it’s been for the last several years.

I assume you reached out to your local law enforcement you love so much and got a police report? Definitely gonna need one if insurance gets involved.

[weq92f]

Originally Posted by 57taskforce

Strange. I went thru the same thing with Hagerty last fall when my Camaro was hit by another driver. They paid me roughly 7K to fix it myself, and then went after the other company tregain their money. My policy renewed 2 months later and it was the same price it’s been for the last several years.

I assume you reached out to your local law enforcement you love so much and got a police report? Definitely gonna need one if insurance gets involved.

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I had a no fault accident while with Hagerty back in '19. The driver that hit me from behind at a stop light admitted fault (she hit me from behind) and provided insurance/DL. When I contacted Hagerty, they ran with it just as stated and my truck was brought back to 100% for about 6k dollars (rear bumper destroyed, tailgate smashed in, bottom of bed crunched into cab corner on driver side denting both).

Over the next 4 years, my rate almost doubled. I only had the one, no-fault claim with them and nothing else, no driving record issues either. Total mystery for me as to why my rate went up. No worries....Grundy Worldwide to the rescue and I'm paying less now than I was in 2019 for 10k more coverage than I had then as well!

No Police report required in Texas, or at least, never needed one in the past. I suppose if the other driver disputed my claim one would come in handy though. I wasn't going to give the local LE community any reason to scrutinize and/or document myself or my truck so no, I did not call them and neither did the other driver.

Progressive knows there's no report from the government's enforcement arm and didn't seem to be too worried about it. The adjuster even told me he was pretty certain I was not at fault so I suspect the other driver reported the accident to them already and accepted fault.


-Kevin

[weq92f]

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Adjuster just called to inform me we have no problem with coverage and they accept full responsibility.

Got an appointment next Tuesday with a shop that works on frame repair. Will be taking it tomorrow to another shop also familiar with frame issues. I'll get a third shop to look at it as well then choose amongst them.

-Kevin

[Steeveedee]

Originally Posted by weq92f

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Adjuster just called to inform me we have no problem with coverage and they accept full responsibility.

Got an appointment next Tuesday with a shop that works on frame repair. Will be taking it tomorrow to another shop also familiar with frame issues. I'll get a third shop to look at it as well then choose amongst them.

-Kevin

Don't let their ins company BS you when the shop you choose isn't the cheapest. You get your choice of shop.

[Steeveedee]

Originally Posted by weq92f

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Agreed. The lady mistakenly gave me the wrong info.

The adjuster asked if I was going to make a claim with Grundy. I figure he knows if Grundy gets involved, any savings he might bring for his company would disappear. I would indeed rather have Grundy handle the claim and cover any losses but that could lead to the same outcome I had with Hagerty, where I believe my mistake was making the claim with Hagerty rather than the other driver's insurance. Back when that happened (2019?), I contacted Hagerty and they suggested I open the claim with them stating it would make it far less of a burden on me by not having to deal with the other insurance agent/company. What a crock that was...I mean the claim to payment process was a breeze but Hagerty proceeded to dump me as a customer afterward.


-Kevin

Got rear ended in my Astro Van many years ago. Got an insurance policy # from the young lady, which turned out to be a medical insurance policy. Her mom called and bawled me out because her daughter had her license suspended for driving uninsured. Also claimed to have taken it to her mechanic, and that there was no damage to her car. Liars, all the way down. Explain the bent bumper on my van, right? Again, happy you're uninjured.

[socalc10]

Sorry about the damage. First and foremost, glad you are safe. Anyone who has driven a 67-72 C10 in modern driving conditions knows how squirrelly a 50' some year old truck can respond when one has to slam on the brakes at high speed. I've had a few fish tails over the years that have put the fear of extinction in me. Glad you have the other driver's info. Despite there being no contact, if she made an illegal u-turn and she either admits to it, or there is a 3rd party witness to corroborate your version of events, her insurance will likely pay out. Years ago, I had a similar situation with an accident caused by another driver that wrecked my car (thankfully not my C10). I swerved to avoid the other driver, and he sustained no damage. Unfortunately, it took a lawsuit to get to a resolution, but in the end I, and my insurance company, prevailed. The other insurance company settled before it went to trial. Hope things go in your favor in that respect, but in the game of life they already have.

[Jason Banks]

Last fall, I was involved in a minor collision in my daily, that was the other drivers fault. She had Progressive, I called my insurance any they told me to try to work with Progressive, but if I had any problems call them back. I had no problems with how Progressive handled everything. Hopefully they take care of you.

[72c20customcamper]

Sounds like Progressive is going to make it right with you.

Every state has different rules and insurance laws . Some states no matter who is at fault your insurance company pays your damage some call it a no fault law . Here in NY all accidents get an at fault party it could be the other vehicle or you at 100% but they also have comparable negligence. So it could be a split fault situation and each pay a percentage of both parties damage . NY no fault law only applies to personal injuries your insurance company pays your medical bills regardless of fault . They did this to avoid people sitting in hospitals with bills pulling up while the insurance companies fight it out as to who was at fault .

Regarding Hagerty I had a 7k claim on the Chevelle . Never saw an increase in the policy due to a surcharge . That was 6 years ago my policy has gone up slightly but pretty much due to the cost of repairs and parts going up

[MikeB]

Did you guys read post #32 where Kevin said there's no problem with insurance paying for the repairs?

What I'm interested in is what kind of work is required to make things right again. Gee, you may need some new tubular control arms!

[PbFut]

Good to hear Progressive is stepping up. Odd about your experience with Hagerty. I must say my experience with them was incredibly positive allowing for self repair of the fire damage sustained last fall. I had increased the stated value limit just weeks before and was sure they would question the claim. The adjuster was totally the opposite of what I expected allowing both new and used parts and compensating me for my time repairing. I wish I could insure all my cars with them.

[weq92f]

Originally Posted by PbFut

...<snip>...
I wish I could insure all my cars with them.

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As a side note, I good friend of mine insures all his cars, except his daily, through Hagerty. He's currently got insured through Hagerty including a classic. The other 3 are just regular cars that aren't too new but the key is they are pleasure or collector vehicles not used daily (year models: 2003 D, 1994 D, 1967 D, 1999 I...where D=domestic and I=import).

I believe Grundy will do the same type of coverages but they have a policy that any driver living in the household will affect the premiums so if you have kids or young drivers living at home it's probably a no go.

Also of interest, this friend of mine is switching to Grundy at a significant savings...same cars, same coverages.

Hth,

-Kevin

[HO455]

Bad luck deal but it sounds as if things are working as they should.

On the truck you will need to have them remove both lower control arm shafts and inspect the rivets that the control arm shafts index on. They can be sheared of by impacts like you experienced. My Burban had one sheared halfway when I got it. I drilled the rivet out and replaced it with an Allen head cap screws that I ground the head slightly shorter.

[weq92f]

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I spoke with another shop today and really liked what I was hearing from the guy. He suggested that it could be just bent components rather than tweaked frame rails. If that turns out to be correct, I figure I'll get him (or other) to estimate costs and then just use that money to fix it myself with upgraded components.

Using LMC,RockAuto and Summit I priced out the stock replacement of all the front suspension and steering components (minus the spindles) and the front bumper. The total cost of parts came to $1730 for this stuff:

Driver and passenger upper and lower control arms, cross shafts, ubolts, bushings, ball joints, sway bar and mount kit, tie rods, coil springs, bumper and bumper brackets.

The labor/time required to disassemble/reassemble at shop rates would be ??. I suspect 1000 minimum, maybe more.

To get me back to 100% good using stock replacements as above would come out to let's just say 3000 total. If the frame isn't tweaked, I think I'd take that and be happy.


Just read through the installation instructions for this kit...

52611-S750
Front Coilover System,
63-87 C10, Single Adjustable,
750lb/in. Springs

...just for grins and giggles mind you.

That kit is 2300 and the sway bar is another 500 or so.

No other mods should be required as I'm already running 73-87 spindles.

It's basically a bolt on system aside from a couple uses of a drill bit to make some holes larger and the cutting of the hole in cross member for the coilovers to pass through.

If the frame needs straightening though, I suspect it'd be too much out of pocket for me to purchase and install that kit. I guess we'll see.

-Kevin

[weq92f]

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Went to two frame shops this week. First one pointed out that the passenger lower control arm looks bent and it does. Driver may be bent as well. They measured the wheel base with tape measure and both sides are "equal." Frame not bent, need to replace suspension components and align it.

Second shop put it on an alignment rack and started talking to me about my alignment and what they could and couldn't do... Toe is WAY OUT, camber is way out to the negative on passenger and out on the driver to the negative. Caster is not good. There's no more adjustment available on the passenger side and very little on the driver side for the upper arms as there's no room for more shims. Then he asks what would I like him to do.....Clearly a total miscommunication on the purpose of my visit to his shop. I then explain I'm there for diagnosis of the "new to me after ditch visit" negative camber on the passenger side. He doubles down and tells me no, the ditch visit didn't change anything other than maybe the toe being out. All those alignment problems were the result of the fact my truck is lowered (spindles + springs) and wants to show me what he's talking about. We walk to the truck on the lift and he points out the lack of enough threads on the upper control arm mount studs...emphasizing his earlier points...and just doesn't seem to understand what I'm saying. I then point out the bend in the lower passenger control arm and the obvious difference between it and the driver control arm. After a 'double take' examination he turns to me and says nah, those aren't bent...OK...we're done.

He then charged me for the "alignment" and we departed ways.

Here are the data from alignment sheet..

Toe:
Left: -0.66"
Rigt: -0.14"

Caster:
Left: +1.41"
Rigt: +1.69"

Camber:
Left: -0.83
Rigt: -1.04

Wheelbase side to side is within 0.1" overall but the front from left to right is off by 0.3" and the rear is off by 0.1"

Diagonal measurements from FR to RL and FL to RR differed by 0.2"

Track of front to rear:
Left: -1.3"
Rigt: -0.9"

Overall Track width difference: 2.2" (My calculation based on the graphics/numbers)

SAI
Left: 11.13 degrees
Rigt: 12.49 degrees

Included Angle
Left: 10.30 degrees
Rigt: 11.45 degrees

Setback:
Front +0.24"
Rear: -0.18"

Track Width Diff -2.25"
Wheel Base Diff 0.43"


-Kevin

[SCOTI]

2nd shop is out based on what I just read.

[bnorth]

2nd shop needs their info posted here so no one wastes any time darkening their door.

[jjzepplin]

Also interested in the outcome.

[MS66]

Kevin, did you post what you ended up doing on the front suspension?
I saw your alignment thread you mention drop spindles and springs, did you not replace control arms or any steering components? Just wondering how you came out.

[weq92f]

Originally Posted by MS66

Kevin, did you post what you ended up doing on the front suspension?
I saw your alignment thread you mention drop spindles and springs, did you not replace control arms or any steering components? Just wondering how you came out.

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Had to put it all on hold for a while. Currently it's just sitting lame in the shop. This weekend I'm set to install 2 new front tires and adjust the toe so that I can drive it and not destroy new tires.

The thread on Suspension forum is just a feeler. Was looking for others with lowered trucks (static) to chime in with their negative camber experience so I could compare it to mine.

-Kevin