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Mudder · 05-15-2005, 09:57 AM

Scroll down to the news.......

http://www.godmudders.com/

TugOwar · 05-15-2005, 10:16 AM

Why does that not supprise me. More scamming by the ultimate scam artists = Insurance Companies!
It seems they have the statistics to back them up though if its true about the percentage of modified vehicles involved in accidents.

Think we should start a letter writing campaign to SEMA?

MAC67 · 05-15-2005, 10:16 AM

welcome to illinois , this place is he11 on lifted trucks , luckily i dont drive mine out of shelby county where the cops all like me

Russell · 05-15-2005, 12:36 PM

Yep, welcome to the new world on modified vehicles

uncle_handsome · 05-15-2005, 02:38 PM

As long as some companies still offer insurance that'd be okay.

If ALL insurance companies become like that I'll never modify a vehicle and I'm sure a lot of people won't too. It'll kill most of the aftermarket. That article shocked me. Around hear nitrous oxide was outlawed on public roads because of drag racing ricers last summer, but no one has payed attention to any other mods here. I'm surprised SEMA doesn't care...

68C15 · 05-15-2005, 10:13 PM

so what they are saying is that they will insure a Corvair but not a lowered 68 GMC which now has a lower center of gravity & improved control arm geometry?

sounds like we all need to get SEMA to jump on this one!!!!!!!!!!!!!!!!!

Mudder · 05-17-2005, 12:22 PM

Top

NWOhioChevyman · 05-17-2005, 03:46 PM

This really sucks, I will have to do some research before I dive into a project that I may not be able to use.

screwballl · 05-17-2005, 09:47 PM

it is also ok for them to deny insurance coverage if you update the brakes to better quality pads, change the Ujoints in the driveshaft to something other than factory, non-factory wheels/rims, changed gearing in any axle, changed hubs on front axles...
all kinds of s**t that if you are in an accident they can deny coverage due to non-OEM parts having the possiblity to cause the accident...
i know this first hand, was in a major accident in Oct 04 with a new 01 Explorer Eddie Bauer (wife wanted it) and they (State Farm) gave us greif over the non-oem tires. We told them the truth, we bought it 5 days earlier and it had these tires on it, the paperwork in the glovebox said due to the tire recall with Explorers.
yeah over friggin tires!

Americanrider · 05-18-2005, 03:33 AM

That bites, my insurance is through Progressive.... guess it's time to go shopping for a new agent because I can't stay bone-stock.

*1FaastC10* · 05-18-2005, 05:34 PM

dont be so quick to believe everything you read on the internet. i know several guys who have met the owner of Godmudder's, and to put it nicely, he's an idiot.

Mudder · 05-18-2005, 05:40 PM

The guy may be an idiot Jeremy but some of what is said in the article is true. Some guys have contacted their insurance companies to find out they are not covered even tho they have bee paying. One guy here today just contacted Progessive and he was told he wasn't coverd because he had over 3 inches of lift. Better to talk to them than be sorry in the end.

Here ya go: http://www.customtruckshowcase.com/f...263#post159263

screwballl · 05-18-2005, 09:39 PM

yes, contact your insurance before any modifications and make aure you get IN WRITING what is covered and what would revoke your insurance. If you already have modifications contact your insurance and get IN WRITING a statement saying your modified truck is covered with current mods. If not start searching and make sure you keep a master list of current or planned mods to ensure coverage.

1STtimePRo'71 · 05-18-2005, 11:07 PM

It boggles my mind that they would take our money and then not mention the fact that they wont cover any damage to the vehicle if wrecked. But then again they'll let anybody drive a 60 ft. motorhome without having any kind of extra license.

Destructo · 05-19-2005, 12:07 AM

Quote:

Originally Posted by 1FaastC10

dont be so quick to believe everything you read on the internet. i know several guys who have met the owner of Godmudder's, and to put it nicely, he's an idiot.

I have AllState insurance and the ONLY two vehicles out of our fleet of 8 are totally stock.

That would be our 2003 VW Passat and my 2005 Colorado

the 97 suburban has power modifications, the K10 and 87 cherokee have suspension mods and the K10 is also nowhere near stock under the hood.

So I really don't believe the insurance thing.

**special-K** · 05-19-2005, 07:22 AM

They`ll insure any crap the automakers come out with:200mph cars,wedge-shaped plastic`n`cardboard ultra-lites...Is it wrong to put an aftermarket fuel cell in a Pinto?I was going to modify my`72,here`s the list:Add anti-lock brakes,air bags,shoulder belts,halogen bulbs,radials,to name a few.

Paso76GMCstepper · 05-21-2005, 02:50 PM

Dont Ask, Dont Tell

Americanrider · 05-30-2005, 09:58 AM

I planned to change from Progressive to PEMCO insurace anyway. So I called my agent a few days ago to ask about my planned mods, new rear springs and axles, disks up front, better shocks, power steering. Everything I have planed will result in better brakes and a safer driving truck with a little better top end.

He said that PEMCO will not insure any vehicle that has mods for more horsepower, lifting or lowering. [FYI Pemco insurance is only for Washington state].

But that was a mute point, it seems that while I was in the Army and deployed for a year to go kick some terrorist azz in the desert it left a 1 yr blank spot in my driving record. PEMCO requires that you have a full 3 yr driving history. My agent will ask the Co HQ for a waiver since I was in a combat zone and it's not like a had any choice in going overseas.

Seems like everybody wants to give good lip service about the sacrifice Vets have made.... but if it violates the company policy then they will have to vote on it. A bit off subject I know but I just had to

rant!

05-15-2005, 09:57 AM	#1
Mudder Registered User Join Date: Feb 2001 Location: East Central, MO Posts: 11,336	A must read!!!! Scroll down to the news....... http://www.godmudders.com/

05-15-2005, 12:36 PM	#4
Russell Professional Grade Join Date: May 2003 Location: Fort McMurray, Alberta Posts: 7,915	Yep, welcome to the new world on modified vehicles __________________ 1995 Chevrolet 2 Door Tahoe (6.6L LBZ Duramax / ZF6 / NP241 with 1 ton solid axle swap)

05-15-2005, 10:13 PM	#6
68C15 blood type; Retumbo Join Date: Jan 2004 Location: next to my reloading bench Posts: 10,269	so what they are saying is that they will insure a Corvair but not a lowered 68 GMC which now has a lower center of gravity & improved control arm geometry? sounds like we all need to get SEMA to jump on this one!!!!!!!!!!!!!!!!! __________________ Man rule #77...if you own a 67 stepside with a caddy 472 you will never be in danger of loosing you man card

05-17-2005, 09:47 PM	#9
screwballl Tonawanda 454 Join Date: Mar 2004 Location: Liquid Sunshine State Posts: 2,754	it is also ok for them to deny insurance coverage if you update the brakes to better quality pads, change the Ujoints in the driveshaft to something other than factory, non-factory wheels/rims, changed gearing in any axle, changed hubs on front axles... all kinds of s**t that if you are in an accident they can deny coverage due to non-OEM parts having the possiblity to cause the accident... i know this first hand, was in a major accident in Oct 04 with a new 01 Explorer Eddie Bauer (wife wanted it) and they (State Farm) gave us greif over the non-oem tires. We told them the truth, we bought it 5 days earlier and it had these tires on it, the paperwork in the glovebox said due to the tire recall with Explorers. yeah over friggin tires! __________________ 91 Chevy Suburban Tonawanda 454 R2500 - SOLD!!! 04 Dodge Durango 5.7L Hemi 2WD, 24K miles (as of July 2011) In the past 30 years about 90% of Fords are still on the road, the other 10% made it home. -------------------

05-18-2005, 05:40 PM	#12
Mudder Registered User Join Date: Feb 2001 Location: East Central, MO Posts: 11,336	The guy may be an idiot Jeremy but some of what is said in the article is true. Some guys have contacted their insurance companies to find out they are not covered even tho they have bee paying. One guy here today just contacted Progessive and he was told he wasn't coverd because he had over 3 inches of lift. Better to talk to them than be sorry in the end. Here ya go: http://www.customtruckshowcase.com/f...263#post159263 Last edited by Mudder; 05-18-2005 at 05:42 PM.

05-15-2005, 10:16 AM	#2
TugOwar Registered User Join Date: Sep 2004 Location: Pleasanton, TX Posts: 1,723	Why does that not supprise me. More scamming by the ultimate scam artists = Insurance Companies! It seems they have the statistics to back them up though if its true about the percentage of modified vehicles involved in accidents. Think we should start a letter writing campaign to SEMA?

05-15-2005, 10:16 AM	#3
MAC67 " SHOW ME" Join Date: Jan 2003 Location: shelbyville illinois Posts: 2,624	welcome to illinois , this place is he11 on lifted trucks , luckily i dont drive mine out of shelby county where the cops all like me

05-15-2005, 02:38 PM	#5
uncle_handsome Uncle H. is this cartoon Join Date: Nov 2004 Location: Mississauga, SC (I wish! lol!) Ontario Posts: 797	As long as some companies still offer insurance that'd be okay. If ALL insurance companies become like that I'll never modify a vehicle and I'm sure a lot of people won't too. It'll kill most of the aftermarket. That article shocked me. Around hear nitrous oxide was outlawed on public roads because of drag racing ricers last summer, but no one has payed attention to any other mods here. I'm surprised SEMA doesn't care...

05-17-2005, 12:22 PM	#7
Mudder Registered User Join Date: Feb 2001 Location: East Central, MO Posts: 11,336	Top

05-17-2005, 03:46 PM	#8
NWOhioChevyman Registered User Join Date: Apr 2005 Location: Napoleon, OH Posts: 10	This really sucks, I will have to do some research before I dive into a project that I may not be able to use.

05-18-2005, 03:33 AM	#10
Americanrider Registered User Join Date: Dec 2004 Location: NW, WA. Posts: 1,421	That bites, my insurance is through Progressive.... guess it's time to go shopping for a new agent because I can't stay bone-stock.

05-18-2005, 05:34 PM	#11
1FaastC10 Account Suspended Join Date: Oct 2002 Location: Elkhart, IN Posts: 6,399	dont be so quick to believe everything you read on the internet. i know several guys who have met the owner of Godmudder's, and to put it nicely, he's an idiot.

05-18-2005, 09:39 PM	#13
screwballl Tonawanda 454 Join Date: Mar 2004 Location: Liquid Sunshine State Posts: 2,754	yes, contact your insurance before any modifications and make aure you get IN WRITING what is covered and what would revoke your insurance. If you already have modifications contact your insurance and get IN WRITING a statement saying your modified truck is covered with current mods. If not start searching and make sure you keep a master list of current or planned mods to ensure coverage. __________________ 91 Chevy Suburban Tonawanda 454 R2500 - SOLD!!! 04 Dodge Durango 5.7L Hemi 2WD, 24K miles (as of July 2011) In the past 30 years about 90% of Fords are still on the road, the other 10% made it home. -------------------

05-18-2005, 11:07 PM	#14
1STtimePRo'71 Registered User Join Date: Feb 2005 Location: Lake Crystal, MN Posts: 656	It boggles my mind that they would take our money and then not mention the fact that they wont cover any damage to the vehicle if wrecked. But then again they'll let anybody drive a 60 ft. motorhome without having any kind of extra license. __________________ -Cory 1967 2 Wheel Chevy

05-19-2005, 07:22 AM	#16
special-K Special Order Join Date: Nov 2004 Location: Mt Airy, MD Posts: 85,851	They`ll insure any crap the automakers come out with:200mph cars,wedge-shaped plastic`n`cardboard ultra-lites...Is it wrong to put an aftermarket fuel cell in a Pinto?I was going to modify my`72,here`s the list:Add anti-lock brakes,air bags,shoulder belts,halogen bulbs,radials,to name a few. __________________ "BUILDING A BETTER WAY TO SERVE THE USA"......67/72......"The New Breed" GMC '67 C1500 Wideside Super Custom SWB: 327/M22/3.42 posi.........."The '67" (project) GMC '72 K2500 Wideside Sierra Custom Camper: 350/TH350/4.10 Power-Lok..."The '72" (rolling) Tim "Don't call me a redneck. I'm a rough cut country gentleman" R.I.P. ~ East Side Low Life ~ El Jay ~ 72BLUZ ~ Fasteddie69 ~ Ron586 ~ 67ChevyRedneck ~ Grumpy Old Man ~



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05-21-2005, 02:50 PM	#17
Paso76GMCstepper Registered User Join Date: Jan 2004 Location: Paso Robles, CA Posts: 347	Dont Ask, Dont Tell __________________ Tony "Life is a Team Sport" To the memory of the Hendrick Motorsports Plane Crash Victims

05-30-2005, 09:58 AM	#18
Americanrider Registered User Join Date: Dec 2004 Location: NW, WA. Posts: 1,421	PEMCO in WA state I planned to change from Progressive to PEMCO insurace anyway. So I called my agent a few days ago to ask about my planned mods, new rear springs and axles, disks up front, better shocks, power steering. Everything I have planed will result in better brakes and a safer driving truck with a little better top end. He said that PEMCO will not insure any vehicle that has mods for more horsepower, lifting or lowering. [FYI Pemco insurance is only for Washington state]. But that was a mute point, it seems that while I was in the Army and deployed for a year to go kick some terrorist azz in the desert it left a 1 yr blank spot in my driving record. PEMCO requires that you have a full 3 yr driving history. My agent will ask the Co HQ for a waiver since I was in a combat zone and it's not like a had any choice in going overseas. Seems like everybody wants to give good lip service about the sacrifice Vets have made.... but if it violates the company policy then they will have to vote on it. A bit off subject I know but I just had to rant!

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