some christmas present...

[76stepsidechevy]

Driving home from work the 23rd and got hammered by some jerk playing with his phone instead of driving. I was stopped in traffic on the highway and he was going probably 50-60 never even hit the brakes. The rear wheel took most of the impact breaking the spring and pulling the axle tube out of the pumpkin.

[dmwphoto]

ouch! make him pay!

[76stepsidechevy]

Im fighting with the insurance now, the first thing the adjuster said was it looks like a 900 dollar truck.

[77chevyinline6]

good luck with the insurance fight. id freak if a guy hit me

[76stepsidechevy]

Originally Posted by 77chevyinline6

good luck with the insurance fight. id freak if a guy hit me

Thanks, I was actually suprisingly calm until the cops said it looked fine and I should just drive it home. Theres 400 dollars in rear tires in the trash.

[77chevyinline6]

yeah fighting with higher ups is like throwing a monkey in a room full of dyamite with a blow torch.

[dmwphoto]

Originally Posted by 76stepsidechevy

Im fighting with the insurance now, the first thing the adjuster said was it looks like a 900 dollar truck.

tell him that is not even a fair down payment...

[76stepsidechevy]

Yea somehow the value magicaly went up. I guess its not totaled but theres only 3k in damage? I think i'll have a hard time fixing that myself for 3k let alone a body shop. I don't think the cab is worth fixing due to the accident as well as some rust and some older rust repairs that were poorly done. Im looking for a newer cab with good doors already on it and just swap everything out. I already picked up a set of 6" BDS rear springs and Im on the lookout for another 12 bolt with 3.73s just to get it rolling again for the time being.

[77chevyinline6]

all this trouble because someone couldnt wait to play with there phone im 16 and i think using phones while driving is a good way to wreck

[rwhit57]

Tell that jerk adjuster that he knows nothing about the values of vehicles, and before making a stupid statement like that maybe he should do his homework.
I don't know what year your truck is but here is an example of the NADA value guide. Don't take the first offer, period.

http://www.nadaguides.com/Classic-Ca...hortbed/Values

[76stepsidechevy]

its a 76. I had the nada for my truck printed out for him when he got here along with pre accident pics and a reciept for my town taxes and he wouldn't even look at any of it. somehow nada has my truck at 9600 for avg.
http://www.nadaguides.com/Classic-Ca...hortbed/Values

[76stepsidechevy]

they've offered 3100 and its not totaled so far but I have a feeling most body shops would laugh at fixing that kind of damage for 3100. I think I need to take it to a body shop and get a real estimate from a body guy and not some dork with a computer.

[76stepsidechevy]

Almost forgot the pic of the other car. His girlfriends brand new subaru legacy... Im sure she was pleased.

[Restrorob]

Originally Posted by 76stepsidechevy

I think I need to take it to a body shop and get a real estimate from a body guy and not some dork with a computer.

Not think, That IS what you need to do. And take it to three places, It's that computer dorks job to pay you the least amount as possible !

[dmwphoto]

take it to the body shop you trust. no need to go to three. They will work the insurance co for you.

[76stepsidechevy]

Originally Posted by Restrorob

Not think, That IS what you need to do. And take it to three places, It's that computer dorks job to pay you the least amount as possible !

Your right, its just tough because by the time I get home from work most places are closed and the truck really isn't driveable with that bent spring. The rear end is shoved forward at least an inch on that side.

[AntiGov]

dont accept or sign anything......those maggots will low ball you....tell him your neck hurts and you need time to talk to your lawyer....just so he dosent think your a push over....i dont believe in being sue happy or getting more than you deserve .....but that guy is a friggin maggot!!!!!!!

[76stepsidechevy]

Yea, I really just want the money to fix the truck the right way. My cab is hammered and he says a rocker and cab corner will fix it...

[SSC's76]

Well just take it to a body shop let this ins know and tell them you want it fixed right.Then they can play the total it out game then move to the next step.

[meter swinger]

Insurance adjusters are some of the worst scum out there. I rank them with methcookers. Any way dont give in. The company insuring the guy at fault will get try to bully you. But when they find out your not stupid theyll change thier tune. Document all time spent getting quotes running things down even time on the phone and ESPESSICALLY time away from work that way you can bill those pieces of garbage for your time. Shouldnt be to hard to get a regional and national avg. Price for a SWB K-10 in similar condition to yours. NADA is usually lower than KBB, though not always. Most import is get documentation when you negotiate with them and do it in person not over the phone and take someone with you. When they give you thier "this is all we will pay" BS walk away. You can wait these idiots out. Their betting youll want it fixed in a hurry or youll take a lowball offer just to get the situation over. Wait them out. They hate having open claims over their head
goodluck
Posted via Mobile Device

[pat386]

I'd take it to a frame/good alignment shop too
Posted via Mobile Device

[S10Fan]

Are you sure you're feeling OK? I mean, that was quite an impact, maybe you should see a doctor and an attorney. You might be surprised how much better you'll feel about your truck after visiting the doctor and lawyer.

[jitteryguy]

Originally Posted by S10Fan

Are you sure you're feeling OK? I mean, that was quite an impact, maybe you should see a doctor and an attorney. You might be surprised how much better you'll feel about your truck after visiting the doctor and lawyer.

I agree, I'm not say'n you should sue for 12 million dollar's but make em think that's what you have in mind. pick up a neck brace and wear it till this is settle'd.

[Eyegore]

Originally Posted by Restrorob

Not think, That IS what you need to do. And take it to three places, It's that computer dorks job to pay you the least amount as possible !

I agree w/ restrorob, and if there is a chevy dealership take it to them for an estimate, I have found over the years that they are the most expensive. Also if they total it ask them how mush to purchase it back.

[76stepsidechevy]

Talked to a well known local body shop today and hopefully I can get it up to them tomorrow afternoon to get a real opinion. The guy laughed with me on the phone when I told him I thought the ins guys offer was quite low, made me feel a little better at least.