Insurance - The 1947 - Present Chevrolet & GMC Truck Message Board Network

skeet85silverado · 01-21-2016, 10:28 AM

Question for the members. Is there any collectors insurance companys out here that doesn't have guildline on how much you drive your truck?

flashed · 01-21-2016, 10:51 AM

None of them want you to use them as daily drivers and most have restrictions .I have my classics with Hagerty with no mileage limitations but must be garage kept and not daily driven.

JWall · 01-21-2016, 11:00 AM

Most of them do not limit the miles per say but do not let you daily drive them. Some companies say it needs to only be driven for car shows, parades, or similar reasons. Some will even ask for the other vehicles you own to ensure it wont be daily driven & for a list of the licensed drivers over 25 in your household. (most wont cover anyone under 25).

I am with Grundys & for what i pay yearly for the agreed value I have I am very pleased. But my truck easily falls under the only driven to car shows, cruise nights, etc.

skeet85silverado · 01-22-2016, 09:42 AM

Thanks guys for the info.

cdowns · 01-22-2016, 12:27 PM

I always just had regular insurance from allstate as a second vehicle the rates were low less than $125 per six months months and I could use the vehicle as a daily ride and do whatever I wanted with it

UKNOWME · 02-13-2016, 10:42 AM

Quote:

Originally Posted by JWall

Most of them do not limit the miles per say but do not let you daily drive them. Some companies say it needs to only be driven for car shows, parades, or similar reasons. Some will even ask for the other vehicles you own to ensure it wont be daily driven & for a list of the licensed drivers over 25 in your household. (most wont cover anyone under 25).

I am with Grundys & for what i pay yearly for the agreed value I have I am very pleased. But my truck easily falls under the only driven to car shows, cruise nights, etc.

What's the insured value they put? How much do you pay?

chopit · 02-13-2016, 11:58 AM

Quote:

Originally Posted by cdowns

I always just had regular insurance from allstate as a second vehicle the rates were low less than $125 per six months months and I could use the vehicle as a daily ride and do whatever I wanted with it

Do you have an agreed value through regular insurance? Claim could get tricky if not.

01-21-2016, 10:28 AM	#1
skeet85silverado Registered User Join Date: May 2004 Location: warner robins ga Posts: 158	Insurance Question for the members. Is there any collectors insurance companys out here that doesn't have guildline on how much you drive your truck?

01-21-2016, 10:51 AM	#2
flashed Registered User Join Date: Oct 2009 Location: canton ga Posts: 12,728	Re: Insurance None of them want you to use them as daily drivers and most have restrictions .I have my classics with Hagerty with no mileage limitations but must be garage kept and not daily driven.

01-21-2016, 11:00 AM	#3
JWall Frequent Flyer Join Date: Aug 2009 Location: Tulsa, OK Posts: 2,258	Re: Insurance Most of them do not limit the miles per say but do not let you daily drive them. Some companies say it needs to only be driven for car shows, parades, or similar reasons. Some will even ask for the other vehicles you own to ensure it wont be daily driven & for a list of the licensed drivers over 25 in your household. (most wont cover anyone under 25). I am with Grundys & for what i pay yearly for the agreed value I have I am very pleased. But my truck easily falls under the only driven to car shows, cruise nights, etc. __________________ - Justin 76 SWB C-10 - 98 SWB C1500 (x2) 1 Owner 1976 SWB

01-22-2016, 09:42 AM	#4
skeet85silverado Registered User Join Date: May 2004 Location: warner robins ga Posts: 158	Re: Insurance Thanks guys for the info.

01-22-2016, 12:27 PM	#5
cdowns Senior Member Join Date: Jan 2003 Location: daytonabeach Posts: 22,956	Re: Insurance I always just had regular insurance from allstate as a second vehicle the rates were low less than $125 per six months months and I could use the vehicle as a daily ride and do whatever I wanted with it __________________ 71c-10 350/2004r/4:11 lowered3/4 longbed/dead by hurricane MEANING OF DEATH::::: SOMEBODY ELSE GETS YOUR STUFF DONT BELIEVE EVERYTHING YOU THINK TAKE MY ADVISE;I DON'T USE IT ANYWAY



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