Question on insuring 72 Shop truck Help - The 1947 - Present Chevrolet & GMC Truck Message Board Network

ilovesilver97 · 03-17-2016, 06:11 AM

I have a question on insuring my 1972 Cheyenne super (pic in avatar).

How or who do I use to insure it? Will they insure a shop truck? I am having a lot of work done to it. right now I am in it about 10-11k. and still have a few things I want done to it.

I guess im just thinking to the average insurance agency it just looks like and old beater.

If I tell them I have xx amount in it are they gonna laugh at me?

**Grumpy old man** · 03-17-2016, 06:44 AM

Most insurance companies have a collector car type insurance and more than a few want to see the truck finished before they will write a policy on it . start making phone calls to different insurers and explain your situation ,KEEP every single receipt along the way and use the search engine above for more info many guys have been down the same road .

ilovesilver97 · 03-17-2016, 06:55 AM

Quote:

Originally Posted by Grumpy old man

Most insurance companies have a collector car type insurance and more than a few want to see the truck finished before they will write a policy on it . start making phone calls to different insurers and explain your situation ,KEEP every single receipt along the way and use the search engine above for more info many guys have been down the same road .

Thanks for the info, I will check around

flashed · 03-17-2016, 07:29 AM

Do you keep it in a locked garage and not use it as a daily driver ? If so Hagerty will insure it ,if it is daily driven they will not .

Lowenuf · 03-17-2016, 07:56 AM

i went to my local insurer, State Farm, disclosed a value of 10K, and received a full coverage policy for less than $300/yr... daily driver, no mileage restrictions...

**Grumpy old man** · 03-17-2016, 08:22 AM

I'm a long time state farm client and stated value 1967 stock truck insured for $25,000.00 independant appraisal value done at my state farm office agreed value costs me $14.23 a month .$170.76 a year

engineer_gregh · 03-17-2016, 08:33 AM

Nice truck, more pictures please. Grew up in Villa Rica, graduated from Temple HS; nice to see Rockmart represented here.

ilovesilver97 · 03-17-2016, 09:11 AM

Quote:

Originally Posted by flashed

Do you keep it in a locked garage and not use it as a daily driver ? If so Hagerty will insure it ,if it is daily driven they will not .

Locked garage and I have only drove 1000 miles in the 2 years I have had it.

Harpie · 03-17-2016, 09:41 AM

Hagerty didn't make me have it locked up I have in a attached car port with no mileage restrictions at $406 a year. They simply asked me what I would do with the truck and I told them drive the wheels off of it. The girl laughed asked me to send in pictures and that was it.

Bigdav160 · 03-17-2016, 09:45 AM

Harpie, if you haven't, you should check your contract. Locked garage storage is a common part of collector car insurance

Bagd72Chevy · 03-17-2016, 10:31 AM

My 67 is insured through Grundy for around $120 a year, 10k agreed value. They also know that it is currently in restoration, and there is no mileage limit. Hagerty will also do a policy for during restoration. But you must keep receipts at least until it is done, then redo the policy as a finished vehicle.

03-17-2016, 06:11 AM	#1
ilovesilver97 Registered User Join Date: Nov 2013 Location: Rockmart Ga Posts: 154	Question on insuring 72 Shop truck Help I have a question on insuring my 1972 Cheyenne super (pic in avatar). How or who do I use to insure it? Will they insure a shop truck? I am having a lot of work done to it. right now I am in it about 10-11k. and still have a few things I want done to it. I guess im just thinking to the average insurance agency it just looks like and old beater. If I tell them I have xx amount in it are they gonna laugh at me? __________________ 1972 Cheyenne Super Shop Truck Swb fleet 350/350 Turbo Trans,Air,Tilt,Ps,Disc Brakes

03-17-2016, 06:44 AM	#2
Grumpy old man Senior Member Join Date: Dec 2013 Location: Gods country East,Tn Posts: 8,545	Re: Question on insuring 72 Shop truck Help Most insurance companies have a collector car type insurance and more than a few want to see the truck finished before they will write a policy on it . start making phone calls to different insurers and explain your situation ,KEEP every single receipt along the way and use the search engine above for more info many guys have been down the same road . __________________ 1967 Factory short bed - Old school '71 - 350 / 4bolt / 487 heads / Edelbrock C3BX Muncie M-22 4 speed / Hurst Comp plus Factory 12 bolt posi 3.73 / 255-70-15 Smoothed firewall / Factory cowl induction Power disc brakes / power steering / 3.5-5" drop

03-17-2016, 07:29 AM	#4
flashed Registered User Join Date: Oct 2009 Location: canton ga Posts: 12,724	Re: Question on insuring 72 Shop truck Help Do you keep it in a locked garage and not use it as a daily driver ? If so Hagerty will insure it ,if it is daily driven they will not .

03-17-2016, 07:56 AM	#5
Lowenuf Registered User Join Date: Feb 2016 Location: Washington Court House Ohio Posts: 92	Re: Question on insuring 72 Shop truck Help i went to my local insurer, State Farm, disclosed a value of 10K, and received a full coverage policy for less than $300/yr... daily driver, no mileage restrictions...

03-17-2016, 08:22 AM	#6
Grumpy old man Senior Member Join Date: Dec 2013 Location: Gods country East,Tn Posts: 8,545	Re: Question on insuring 72 Shop truck Help I'm a long time state farm client and stated value 1967 stock truck insured for $25,000.00 independant appraisal value done at my state farm office agreed value costs me $14.23 a month .$170.76 a year __________________ 1967 Factory short bed - Old school '71 - 350 / 4bolt / 487 heads / Edelbrock C3BX Muncie M-22 4 speed / Hurst Comp plus Factory 12 bolt posi 3.73 / 255-70-15 Smoothed firewall / Factory cowl induction Power disc brakes / power steering / 3.5-5" drop

03-17-2016, 08:33 AM	#7
engineer_gregh Registered User Join Date: Feb 2012 Location: Smyrna TN Posts: 1,153	Re: Question on insuring 72 Shop truck Help Nice truck, more pictures please. Grew up in Villa Rica, graduated from Temple HS; nice to see Rockmart represented here. __________________ 1971 Longbed BB Cheyenne Super 1972 Longbed SB Cheyenne Super 1972 Longbed Highlander Custom Deluxe 1975 K5 4x4 full convertible Build Thread http://67-72chevytrucks.com/vboard/s...d.php?t=645165 Greg Smyrna TN

03-17-2016, 09:41 AM	#9
Harpie Registered User Join Date: Jan 2012 Location: Durant OK Posts: 372	Re: Question on insuring 72 Shop truck Help Hagerty didn't make me have it locked up I have in a attached car port with no mileage restrictions at $406 a year. They simply asked me what I would do with the truck and I told them drive the wheels off of it. The girl laughed asked me to send in pictures and that was it.

03-17-2016, 09:45 AM	#10
Bigdav160 Registered User Join Date: Apr 2011 Location: Klein Texas Posts: 3,852	Re: Question on insuring 72 Shop truck Help Harpie, if you haven't, you should check your contract. Locked garage storage is a common part of collector car insurance __________________ My Classics: '72 K20 Suburban + '65 Dodge Town Wagon '72 Corvette Roadster +'67 Corvette Roadster '73 Z-28 Camaro '63 Ford SWB Uni Pickup '50 Ford Coupe

03-17-2016, 10:31 AM	#11
Bagd72Chevy C10 Collector Join Date: Oct 2003 Location: Baton Rouge, LA Posts: 417	Re: Question on insuring 72 Shop truck Help My 67 is insured through Grundy for around $120 a year, 10k agreed value. They also know that it is currently in restoration, and there is no mileage limit. Hagerty will also do a policy for during restoration. But you must keep receipts at least until it is done, then redo the policy as a finished vehicle. __________________ ///Ryan 1972 Chevy C-10-Bagged, Blown LT1, 700r4, Suicide Doors 1967 GMC- SC & Cam'd 4.8, built 4l80, 3200 stall, posi, 4.10 1967 Chevy LWB- 454 and patina 1971 Blazer - Rusty 1968 Crewcab project



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