specialty insurance

[Mollzyie]

[Mollzyie]

I value all yer guys input not trying to debate or argue . Not about right or wrong . I could be crazy but they never asked me about garage or picture of garage . But then again . Op is asking about full coverage .

[James the III]

Originally Posted by Mollzyie

I value all yer guys input not trying to debate or argue . Not about right or wrong . I could be crazy but they never asked me about garage or picture of garage . But then again . Op is asking about full coverage .

That is all they write .. full coverage..
call them and tell them you have no garage and see how fast you get cancelled..
good luck but you are playing with fire..

[Mollzyie]

If I was doing something malicious I'd be playing w fire . They walked me through it . I'm not the ins agent . Any problems and it's on them .

[Rod Run]

Originally Posted by Mollzyie

If I was doing something malicious I'd be playing w fire . They walked me through it . I'm not the ins agent . Any problems and it's on them .

You are definitely playing with fire and it looks like you are OK with that. People have shown you, in black and white, that garaging is required, but your mind is already made up.

Every year they send out the full disclosure of their policy and it clearly states what is required. I honestly hope you don't ever need to make a claim, because if you think your agent will be on the hook for a denied claim payout.... You're in for a rude awakening

Hopefully you take care of this immediately and don't wait until next year. Either way, good luck.

[Mollzyie]

Originally Posted by Rod Run

You are definitely playing with fire and it looks like you are OK with that. People have shown you, in black and white, that garaging is required, but your mind is already made up.

Every year they send out the full disclosure of their policy and it clearly states what is required. I honestly hope you don't ever need to make a claim, because if you think your agent will be on the hook for a denied claim payout.... You're in for a rude awakening

Hopefully you take care of this immediately and don't wait until next year. Either way, good luck.

Go back to mid way through first page buddy ... Then get back w me ..... This topic is pretty much buried . You're late to the party . Fake news .

[Rod Run]

Originally Posted by Mollzyie

Go back to mid way through first page buddy ... Then get back w me ..... This topic is pretty much buried . You're late to the party . Fake news .

Sorry, I didn't know I couldn't comment on a thread if it was originally posted more than 24 hours ago

BTW.. . love the "fake news" reference

[blf]

Originally Posted by Mollzyie

I value all yer guys input not trying to debate or argue . Not about right or wrong . I could be crazy but they never asked me about garage or picture of garage . But then again . Op is asking about full coverage .

Same here -- I'm interested to make sure I didn't miss an opportunity, and so you know what coverage you really have.

So what you posted says "Private Garage/Barn/Pole Building" -- I was told my carport or driveway didn't meet that requirement unfortunately. Gotta have something enclosed.

[Grumpy old man]

Originally Posted by Mollzyie

Attachment 1609407

$10,000.00 bodily injury won't cover squat in today's litigious society , all that policy is good for is keeping you legal , if you own a home or anything else you may want to increase all of that ? Most policies with uninsured motorist coverage still mean your responsible for your deductible, so that's another thing to ask about , when someone's young and doesn't own anything low coverage is the cheap way out but as you get older and have "stuff" good full coverage is a requirement, Never cheap out on coverage ! And heaven forbid it's a serious accident you have to remember your driving 50 year old technology structure wise .

[Mollzyie]

[QUOTE=Grumpy old man.[/QUOTE]


I hear u man . And you're right about that .... I got the minimum cause I drive barely 40 miles a month . Most likely less . Maybe next year I'll look into more coverage when 1 yr policy is up . Then maybe they'll ask about garage .

[James the III]

Originally Posted by Mollzyie

Attachment 1609407

Unfortunately, we are unable to locate the client in our system


This is what I got from Hagarty on the independent insurance agent data base..

[Mollzyie]

Originally Posted by James the III

Unfortunately, we are unable to locate the client in our system


This is what I got from Hagarty on the independent insurance agent data base..

Ok super sleuth

[James the III]

Originally Posted by Mollzyie

Ok super sleuth

super, na. just what I use day in day out..

[hjewell2]

Here in Michigan since they are located in traverse city Michigan, I was asked about engine mods, garage, historical plates, miles . yup just got my renewal in the mail and it very simply states garage, pole barn , barn. also if you look at your declarations page it says underwritten by essentia insurance company.